Please read these Terms & Conditions carefully before using the PJ3GLOBAL website, services, programs, resources, or other offerings.
By accessing or using the PJ3GLOBAL website, you agree to be bound by these Terms & Conditions and all applicable laws and regulations.
If you do not agree with these Terms & Conditions, please do not use the website or its services.
These Terms & Conditions apply to visitors, customers, students, community members, consultation clients, and other users of the website, as applicable.
PJ3GLOBAL is an education, empowerment, coaching, training, and professional services brand focused on helping individuals, families, and aspiring entrepreneurs develop practical skills, explore opportunities, improve their digital capabilities, and increase their financial awareness.
Services and programs may include:
The specific services available may change from time to time.
You agree to use this website only for lawful purposes.
You must not:
PJ3GLOBAL reserves the right to restrict or terminate access to the website where appropriate.
By using this website or purchasing a service, you represent that you are legally capable of entering into a binding agreement under the laws applicable to you.
Certain services, programs, purchases, or consultations may have additional eligibility requirements.
Where applicable, users may be required to provide accurate information during registration, consultation, enrollment, or purchase.
PJ3GLOBAL provides educational, coaching, training, consultation, community, and related services.
Descriptions of services are provided for informational purposes and may be updated from time to time.
PJ3GLOBAL reserves the right to:
Where a significant change affects an existing customer or participant, appropriate notice may be provided where required.
Much of the information provided through PJ3GLOBAL is intended for general educational and informational purposes.
This may include information relating to:
Educational information should not automatically be interpreted as individualized professional advice.
Users should seek advice from appropriately qualified professionals where their circumstances require specialized legal, financial, tax, medical, or other professional guidance.
PJ3GLOBAL may provide financial education and information relating to life insurance and financial protection.
Information provided through the website is not intended to constitute individualized investment, legal, tax, or financial advice unless expressly provided through an appropriate professional relationship.
Insurance products, features, availability, eligibility, and requirements may vary by state and individual circumstances.
Any recommendation or insurance-related discussion should be based on the individual's needs, eligibility, and appropriate financial assessment.
Users should consult appropriately licensed professionals regarding their specific financial, tax, legal, and insurance circumstances.
General website content should not be treated as a guarantee of financial results, insurance approval, coverage, or future performance.
PJ3GLOBAL may provide general wellness education and information about wellness products, routines, and opportunities.
Wellness information provided through the website is for general educational purposes only.
It is not intended to:
Some PJ3GLOBAL services may require an appointment or consultation.
Users are responsible for providing accurate information when booking an appointment.
If a user needs to cancel or reschedule an appointment, the applicable cancellation or rescheduling policy should be followed.
PJ3GLOBAL reserves the right to establish separate appointment, cancellation, rescheduling, and no-show policies for specific services.
If a specific service has its own written terms, those terms may apply in addition to these Terms & Conditions.
Where PJ3GLOBAL offers paid products, courses, programs, consultations, or other services, pricing will be displayed at the time of purchase or registration.
By completing a purchase, you agree to pay the applicable amount.
Payment processing may be handled through third-party payment providers.
PJ3GLOBAL does not necessarily store complete payment card information.
Users are responsible for providing accurate billing and payment information.
Prices may change from time to time. Any applicable taxes, fees, or charges will be presented where required.
PJ3GLOBAL may offer digital products, courses, educational materials, templates, guides, recordings, training programs, or other digital resources.
Unless expressly stated otherwise:
Where a specific course or digital product has separate purchase terms, those terms will apply in addition to these Terms & Conditions.
PJ3GLOBAL may provide community programs such as From Stuck to Scale.
Community members are expected to:
PJ3GLOBAL reserves the right to suspend or remove members who violate applicable community rules or these Terms & Conditions.
Unless otherwise stated, the PJ3GLOBAL website and its contents are owned by or licensed to PJ3GLOBAL.
This may include:
You may not reproduce, distribute, modify, sell, publish, or commercially exploit protected content without prior written permission, except where permitted by applicable law.
If users submit comments, testimonials, reviews, questions, feedback, images, or other content to PJ3GLOBAL, they are responsible for ensuring that they have the right to submit that content.
Do not submit content that:
If testimonials or user-submitted content are used for marketing purposes, appropriate permission will be obtained before publication.
Users must not use PJ3GLOBAL's website or services to:
PJ3GLOBAL may use or link to third-party platforms and services.
These may include:
Third-party websites and services are governed by their own terms and privacy policies.
PJ3GLOBAL is not responsible for the independent practices, availability, content, or policies of third-party services.
To the extent permitted by applicable law, the PJ3GLOBAL website and its content are provided on an "as available" and "as is" basis.
PJ3GLOBAL does not guarantee that:
Individual results may vary based on many factors, including experience, effort, circumstances, eligibility, market conditions, and other factors outside PJ3GLOBAL's control.
To the maximum extent permitted by applicable law, PJ3GLOBAL and its owners, representatives, employees, contractors, and service providers will not be liable for indirect, incidental, consequential, special, or other damages arising from or related to use of the website or services, except where liability cannot legally be excluded.
Nothing in these Terms & Conditions is intended to exclude rights or liabilities that cannot legally be excluded or limited.
To the extent permitted by applicable law, users agree to indemnify and hold harmless PJ3GLOBAL, its owners, representatives, employees, contractors, and service providers from claims, liabilities, damages, losses, and expenses arising from:
Your use of this website is also subject to the PJ3GLOBAL Privacy Policy.
The Privacy Policy explains how PJ3GLOBAL collects, uses, stores, and protects personal information.
View Our Privacy PolicyPJ3GLOBAL may update these Terms & Conditions from time to time.
Changes may be made to reflect:
Updated Terms & Conditions will be posted on this page.
Continued use of the website after changes are posted may constitute acceptance of the updated Terms, subject to applicable law.
PJ3GLOBAL may suspend or terminate access to certain website features, programs, services, or community participation where permitted by applicable law.
Termination may occur where a user:
Any provisions that are intended to survive termination will remain in effect where applicable.
These Terms & Conditions shall be interpreted and applied according to the applicable laws and regulations governing PJ3GLOBAL and the relevant transaction or service.
If you have questions about these Terms & Conditions, please contact PJ3GLOBAL.
We're happy to help clarify anything in this document.